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Tuesday, February 19

  1. 7:54 am
  2. page TSA or 403(b) -- LONG Form edited ... Various considerations can affect the outcome of any financial decision, including expenses as…
    ...
    Various considerations can affect the outcome of any financial decision, including expenses associated withy investment company’s funds, actual yields on investments, gyrations in the stock market, and many other factors. So you should be sure you get smart about these matters before you make any decisions. I may not even have all the “facts” straight in this report and they will likely change over time anyway. So again, please do NOT take this as financial advice. It is just an introduction to how compound interest works. The formulas can become complicated, but I have listed a few websites below that show the math clearly.
    Punch line: Even a little investing early may amount to a considerable gain later on. I think this has a metaphorical lesson as well as a financial one, pertaining to the value of small investments in our intellectual and spiritual lives that accumulate or “compound” over time leading to substantial “gains” later on. This concept can be abused if we take it only for its materialistic advantages, but I am certain that it applies in the “invisible” realm of the soul nevertheless. It turns out that the “value” I think I missed by not listening to Clark Lupton can be returned seven-fold if I open myself to the experience of spiritual value, even that which I missed when I finally did start investing in a materialistic fantasy of what might provide me value that is already self-existent. This is a topic for another time. …
    ...
    a simple arithmetic example:
    http://www.cbe.wwu.edu/Hall/MBA542/benefits_of_investing_early.htm
    description with some easy to understand examples:
    http://thefinancegeek.com/2011/01/budgeting-basics-investing-and-the-power-of-compound-interest/

    An explanation of compounding and the value of starting early:
    http://www.russell.com/us/Education_Center/Learn/Compound.asp
    (view changes)
    7:48 am

Tuesday, June 29

  1. msg Feedback message posted Feedback Decent introduction. Links don't work or take us adrift or aren't clearly credible. Your own perso…
    Feedback
    Decent introduction. Links don't work or take us adrift or aren't clearly credible. Your own personal overview was helpful. So much more to comment on in terms of "school AND society."
    8:46 am
  2. msg Feedback message posted Feedback Beautifully laid out introduction. Thorough list, thoughtful "pros and cons" presentatio…
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    Beautifully laid out introduction. Thorough list, thoughtful "pros and cons" presentation to this controversial topic. Unfortunately, half of your PDF's and links don't work. Best of show had they all worked and been judged credible. Still a good introduction, but too bad we don't get the full monty that you prepared and that we need to get a true sense of the controversy.
    8:43 am
  3. msg Feedback message posted Feedback Really bare bones. I like the "what you can do to minimize the risk" list, but how does …
    Feedback
    Really bare bones. I like the "what you can do to minimize the risk" list, but how does it apply to the different types of negligence? What have some of the landmark court precedents said about it? How "afraid" should beginners be? What about insurance? Okay as a starting point; at least we know there IS such a thing as teacher negligence.
    8:39 am
  4. msg Feedback message posted Feedback Decent overview. I'm not sure the "TEAM" training site is representative. Many district…
    Feedback
    Decent overview. I'm not sure the "TEAM" training site is representative. Many districts don't demand sub "training" or else they provide it themselves rather than farm it out to a private agency. Lots of other basic questions: How many first year teachers sub? Differences in pay? Nice to see varieties of sub licenses. Good info for the novice.
    8:37 am
  5. msg Feedback message posted Feedback Great overview. Revealing for those who never thought about where the biggest expenditures go (88%…
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    Great overview. Revealing for those who never thought about where the biggest expenditures go (88% to personnel!). Excellent links, especially the local district examples. Might have been nice to highlight some of the "disparity" in district per pupil spending.
    8:33 am
  6. msg Feedback message posted Feedback Eye-opening for those who may not have considered the issue. A little under-weighted on the side o…
    Feedback
    Eye-opening for those who may not have considered the issue. A little under-weighted on the side of its appropriate or effective use (I'm okay with that, as I see very little appropriate or effective use of it, but there is an argument). Good, albeit biased, links. Excellent contribution overall.
    8:31 am
  7. msg Feedback message posted Feedback Thorough (although inexhaustible). Organized by relevant topics, with credible links. Eye-opening…
    Feedback
    Thorough (although inexhaustible). Organized by relevant topics, with credible links. Eye-opening to the novice. Is the MN Administrators' site the same as the one maintained by the State Department of Education? Glad you included international options and public/private approaches in both MN/WI. Very helpful start for folks in this stage of their pre-professional development.
    8:29 am
  8. msg Feedback message posted Feedback Good overview. Relevant links. Especially like the Wisconsin connection. What IS the future of N…
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    Good overview. Relevant links. Especially like the Wisconsin connection. What IS the future of NCLB and what are the major "questions" the next generation of teachers will face with regard to it?
    8:24 am

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